Liven up your patio with a lovely swing

March 20, 2013  //  Posted by: cooldude  //  Category: Home Decor

Patio decor, home decorAdding some furniture to the patio can liven up the atmosphere at home. If there is plenty of space available outside the home walls it looks queer to keep it barren. Most people go with simple decorations and plants to give it that lively look. One good way of decorating the patio is by including swings in the patio furniture.

Patio swings are mainly made of wood or metal. They are swings made from other materials too and they come with various capabilities. Most manage two people whereas some are even there which can take up the weight of three to four people. These swings have a hook which is attached to the patio over hang and can have extra cushions to make it more comfortable. Planning to go with swings made from Cedar wood is the best idea as it repels insects and is pretty durable too. Metal swings require much less maintenance and are more reliable.

Home decor the natural way

March 15, 2013  //  Posted by: House Xpert  //  Category: Decor Themes, DIY

Home decor is a tricky subject. You do it a little more and it looks overdone and you restrict yourselves a little bit and the decor looks understated. One must strike a right balance between the both. Here are few tips to decor your home, the inexpensive way. Bring the flowers, in !

DIY Tips To Install A Ceiling Fan

March 12, 2013  //  Posted by: cooldude  //  Category: DIY

Install A Ceiling FanAs the temperature slowly rises, you get more and more dependant on ceiling fans.  A ready to install ceiling fan brings a difference to your household ambience at a lower maintenance cost and doing it on your own even eliminates the cost of installation.

The first basic step is to choose the perfect location to distribute the air flow uniformly to every corner of the rooms. Usually the central location of the room is chosen. Then switch off the central electricity supply to avoid getting electrified.  Usually a ceiling fan weighs about 50 pounds, so you need to put up a support brace to hold the fan.

The next step is to add the fan-bracket by joining it with the electric box with the help of screws.  Then you need to identify the wiring according to the colour of the wires and install the fan motor.  The next step is to match the wires coming out from the electric box with those from the ceiling fan, taking help from the manual instructions.  After you are done fasting the wires, attach each fan blades with the socket with the help of screws and screwdriver.

Insurance – A Basic Understanding

March 07, 2013  //  Posted by: House Xpert  //  Category: Insurance

home insurance, auto insuranceHomes need to be insured with the correct policy, such a policy that ensures the protection of homeowners, their loved ones and all their other valuables present in their homes. The kind of product referred here is insurance on property. Insurance coverage on private homes includes a combination of personal insurance and losses that could occur to a policy holder’s home. When speaking of losses, losses like loss of valuables from home in case of burglaries, loss of property contents as a result of hazards and loss of use of the home is taken into the coverage.

Many companies are present who particularly specialize in providing insurances such as these. One such company providing online insurances is Aviva. Insurances availed online cost 10 % lesser here.
The policies quoted on home insurances and auto insurances are generally cover specific and the insurance cost is not based on the market value of the insured product but on the rebuilding cost or of the cost of a new similar product. Aviva is a pioneer is insurance market, both home and auto.

The policies tend to differ on the basis of the insurance provider, the coverage type, the interest rates and the overall monthly premiums. Home insurances are majorly divided into four parts.

• The coverage on structure provides coverage on damages done by environmental hazards which are clearly covered for in the policy.
• The coverage for contents deal with coverage on replacement of valuables in case of loss due to above mentioned hazards or burglaries.
• Liability protection deals with coverage on third party property, medical expenses and personal liability.
• Reimbursement for Additional Living Expenses is also an included component which deals with coverage on living expenses if the home is temporarily uninhabitable.

Understanding home insurance policies can be pretty daunting and is best achieved by the inexperienced with the help of brokers. They clearly point out the coverage provided by the policy and how they would go about reimbursing it. It is best to deal with insurance related expenses on a monthly basis as it is easier than paying off a huge sum on an annual basis. Before opting for a policy it is best to go forward with comparing quotes of different policy providers. The amount of cover should be opted on the basis of the rebuilding value and not on the market value of the home. Home insurances are different for different locations, hazard prone regions get a greater insurance and their cost is also greater.

Cleaner driving records and courses on certified courses on safe driving can reduce insurance costs in auto insurance. Usage of fire alarms, sprinklers, storm shutters and high tech security systems reduces the cost of home insurances. The same hold true for your car insurance. Certified anti theft solutions installed on the car can reduce your auto premiums by a distance.

A Brief Discussion about Home Aquariums

March 01, 2013  //  Posted by: cooldude  //  Category: Home Care

Home Aquariums, AquariumsHaving an aquarium at home is a great way to give your home a nice elegant touch. You get to have some special “friends” and you can also enhance the beauty of your homes. Aquariums have the capability to enhance and bring about a kind of peaceful tranquility in homes so you should definitely try and get one.

If you already have one, you might want to know the basic tips about aquarium maintenance and set up. You should know that the basic temperature used in most aquariums is 28 to 30 degree Celsius. Whatever lighting you give, you must take care of the intensity of the light. For a man made marine system like an aquarium, if you want color lights make sure that the range of intensity for the color lights is from 5,000 to 7,000 degrees Kelvin. The right range for aquarium salinity should be from 1.020 to 1.026. You can use a Refractometer to keep this in check.